Privacy Policy

1. Data Collection

To provide our services, we collect the following data:

• Personal Data: Name, email address, and profile picture (via Google/Apple login).
• Financial Data: Transactions, goals, and budgets manually entered or categorized by AI.
• Usage Data: Access logs and interaction data for performance improvement.

2. Use of Data

Your data is used strictly to:

• Operate the financial management service.
• Process subscription payments (via Stripe/Mercado Pago).
• Generate personalized insights using Artificial Intelligence algorithms.
• Send important account-related communications.

3. Security & Protection

We adopt robust technical measures to protect your data, including encryption in transit and at rest. Your financial data is not sold to third parties for advertising purposes.

4. Your Rights (GDPR & CCPA)

For European Users (GDPR): You have the right to access, correct, delete, and port your data at any time.

For California Residents (CCPA): You have the right to opt-out of the sale of personal information. OFFinances does not sell your personal data. You may request disclosure of data collection and deletion.

5. Contact DPO

To exercise your rights or ask privacy questions, please contact our Data Protection Officer at: contact@offinances.com.